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Sobia's Group
In this Group: Sobia, Rehana
Sobia is a 32-year-old woman living with her spouse and 2 children in the area of Lahore, Pakistan. She belongs to a poor family, as her whole family is fully dependent upon a single earning person and a single source of income as well. Her husband has owned a small general store in a nearby hometown for 12 years.

Her husband is facing a problem with his daily sales and is unable to fulfill the demands of his daily customers due to a shortage of stock. The causes of the shortage of those inventories are that Sobia herself uses all of her household necessities from her husband's general store, and because most of the customers like to buy commodities on a credit basis.

Sobia wants to fill the requirements of stock in her husband's general store, and that is why she requested a loan, so that her husband would be able to buy those inventories. Sobia hopes that this loan will bring positive changes to the general store so that she can manage her household expenses through earned income. She is very happy and glad after taking this loan, and she is very thankful to BRAC Pakistan.

Note: Sobia is raising her hand in the picture.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 373
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sobia's Group's $400 loan helped a member to buy flour, pulses (beans), eggs, cooking oil, detergent, soaps, shampoo, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Jul 14, 2013
Currency Exchange Loss:
May 17, 2014