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Jose Antonio
Jose lives in his own house with his family. He has been farming for several years. His main crops are corn and sorghum. When his harvest is ready, he sells it at the different markets that are close to where he lives. With the earnings that he gets from his sales, he manages to cover some of the household expenses.

Jose is requesting a loan to buy some needed supplies like compost, pesticides, seeds, herbicides, and fertilizers, etc. He hopes to have favorable results because he does not have another source of income. He trusts in God that he will manage to get an abundant harvest, which will allow him to continue bringing home the daily bread.
View original language description ↓
jose vive en casa propia con su familia, el se dedica a la agricultura desde hace varios años su principal siembra es el maiz y maicillo, cuando su cosecha ya esta lista la comercializa en los diferentes mercados que estan cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas logra cubrir algunos gastos de su hogar,jose esta solictando un credito para comprar los insumos necesarios como: abonos, venenos para plagas, semillas, herbicidas, fertilizantes etc. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 782
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose Antonio to buy compost, pesticides, seeds, herbicides, and fertilizers, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2013
Jul 18, 2013
Currency Exchange Loss:
Mar 17, 2014