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Rudy Alexis
Rudy, 31, has a spouse and two children. He has ten years’ experience caring for and managing grazing cattle. He learned this from his father since he used to send him to care for the animals and do farm chores when he was a little boy; he also learned how to build metal structures but there isn’t much work in that. Because of the poverty level they found themselves in they found in field work their only source of income to support the family. Rudy was never sent to school so his probability of finding a good job is remote which is why he spends all his time caring for his calves and his crops to insure that his family does not lack food even if it’s only rice and beans.

In order to buy his calves he must take a bus in is community that several people use to go buy. He travels for 45 minutes and when he gets to the market he has to choose the animals he likes which can sometimes take all day. When he finds the calves he has to find a truck to take them to his community; he loads the animals and returns home.

The loan he’s asking Fundación Campo for is to buy four grazing calves to fatten up, to increase his herd size so that he can continue selling animals once they have been fattened up. In this way his income will increase because it’s logical that if the sale of calves is continuous so too will his income be greater and this will help so that his family will at least have their food assured as well as the repayment of the loan. Rudy plans to save so that his children can study much and also to enlarge his house because it’s very small.
View original language description ↓
Rudy tiene 31 años de edad, es acompañado y tiene dos hijos. Él posee 10 años de experiencia en el cuido y manejo de ganado de engorde en repasto, esto lo aprendió con su papá; ya que desde que era muy pequeño lo mandaban a cuidar los animales y a trabajar en las labores agrícolas en sus cultivos, también aprendió el oficio de estructuras metálicas; pero no hay mucho trabajo en eso, ya que la situación de pobreza en la que vivían no les permitía tener un empleo digno, encontraron en el campo su única fuente de trabajo e ingresos para poder subsistir con su familia. A Rudy no lo mandaron a la escuela por lo que sus posibilidades de encontrar un buen empleo son muy remotas, es por eso que se dedica a tiempo completo a cuidar sus novillos y sus cultivos, para asegurarse que a su familia no le falte su comida aunque sea con arroz y frijoles.

para comprar sus novillos, tiene que abordar un camión en su comunidad, en donde van varias personas a comprar, ahí viaja durante 45 minutos, al llegar al tiangue tiene que escoger los animales que le gustan, esto a veces pude demorarse casi todo el día; pero al comprar sus novillos busca un camión de los que lleva viaje hasta su comunidad, sube sus animales y regresa a casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar 4 novillos de engorde en repasto.
incrementar su hato, y así la venta de animales ya gordos seria mas continua, por lo que también sus ingresos serán mayores. si la venta de novillos es mas continua, por lógica también los ingresos lo serán, y esto ayudara a que su familia puedan por lo menos tener asegurada su comida y el pago de su préstamo.

Don Rudy planea ahorrar, para que sus hijos estudien mucho y también hacer mas grande su casa, ya que es muy pequeña.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 571
    View loans »
    El Salvador Loans Fundraising
  • $23,939,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rudy Alexis to buy four calves to fatten up.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 8, 2013
Listed
Jul 12, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014