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Doris
Thirty-five-year-old Doris is the mother of five children, the head of her household, and has been a farmer for many years with her six years of education. She and her partner work in farming, growing coffee, which has been a family business for generations and which is their means of financial support. Her customers are different buyers that come to the area looking for clean, quality produce. Like everyone, she faces challenges, such as changes in climate, the low market price of coffee, pests, and deteriorating diseases.

However, to avoid these she has asked COMIXMUL for a loan with which she will be able to buy coffee-growing formula, fertilizer, and urea, among other supplies that will help keep her crops free of pests, safe from freezes in weather changes, and protected from diseases such as rust.

Her plans are to reinvest her profits and to expand her coffee plantings, to plant more and better and to make her harvest more attractive to generate income and give her children a better way and quality of life.
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Doris con 35 años de edad es madre de 5 hijos, ama de casa y agricultora desde hace muchos años con 6 años de educación. En compañía de su compañero de hogar se dedican a la agricultura, siembra y cultivo de café actividad practicada en su familia por generaciones y medio de ingreso económico para el sustento. Sus clientes son los diferentes compradores que llegan a la zona en busca de un producto con calidad e higiene. Como todo ella encuentra desafíos los cuales son los cambios climáticos, la baja de precio de café en el mercado, las plagas y enfermedades que lo deterioren.

Pero para evitar eso ella ha solicitado un financiamiento a COMIXMUL con el cual ella podrá comprar formula cafetalera, abono, urea entre otros insumos que ayudaran al cultivo a mantenerse sano de plagas, de heladas en los diferentes cambios climáticos y protegido de enfermedades como la roya.

Sus planes son que con las ganancias ella pueda reinvertir y ampliar más sus cultivos de café sembrar más y mejorar y hacer más atractiva su cosecha para generar ingresos y darles a sus hijos un mejor estilo y calidad de vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 61
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Doris to buy farming supplies for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 9, 2013
Listed
Jul 18, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014