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Juan Carlos
Juan is 34 years old, single, and lives in the city of Cañete in the district of Imperial. He is a very kind, hardworking, and enthusiastic person who puts all of his effort into getting his family ahead. Unfortunately, due to a lack of financial resources and a need to work from a very young age, Juan was not able to pursue a professional degree. In his free time, he likes to play soccer with his friends and sometimes he makes a delicious ají de gallina chicken stew to share with his family.

Juan works as a chauffeur for a construction company in his city on his own initiative and with a lot of hard work and dedication . He works every day for around 10 hours and he believes it is going well because of his skill and because of his good customer service.

Juan is very thankful to Kiva's lenders, as it is thanks to the help they have offered that he will be able to pay for the construction of a new room in his parents' home because currently the living room and the kitchen are one room and there is only one bedroom for everyone. In doing this Juan hopes to offer his family better safety and wellbeing. He will keep working and applying himself to achieve his greatest dream of having his own home.
View original language description ↓
Juan es un hombre de 34 años, es soltero, vive en la ciudad de Cañete, en el distrito de Imperial, es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Juan no pudo estudiar una carrera profesional, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Ají de Gallina para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Juan trabaja como chofer en una empresa constructora de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Juan se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos para la construcción de una habitación en la vivienda de sus padres, ya que actualmente su sala y cocina están todos juntos y solo cuenta con una habitación para todos, de esta manera Juan desea brindar mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 121
    View loans »
    Peru Loans Fundraising
  • $56,100,525
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Juan Carlos to pay for the construction of a new room in his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 11, 2013
Listed
Jul 12, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014