Check out other loans that are currently fundraising!
Gabriela Lisbeth
Gabriela is 29 years old. She is the mother of two children who are six and two whom she hopes to see grow up with the best health, education, and stability. They are why she applies herself every day in spite of the barriers that many people put in front of her because of her lack of education, as she dropped out of secondary school and started working. She currently lives with her children in La Concordia, a canton of the province of Santo Domingo de los Tsáchilas that used to be part of the Esmeraldas Province. It is known as a canton that is very big on agro-industry and the exportation of various produce, such as African oil palms, macadamias, and fan palms, which is why over 300 million dollars move through this canton alone. Tourism is also a source of income, as there are areas that attract visitors and the locals take advantage of this to sell all kinds of products with businesses on every corner, such as restaurants, stores, pharmacies, clothing outlets, tours, etc.

Gabriela learned to work in the fields as a very young girl and she specialized in passion fruit and cacao, two fruits that are in high demand in the area and which are grown on a lot of land, as the area's climate lends itself to these crops. That is why for two years now Gabriela has spent at least six hours a day on her cacao and passion fruit crops, which she then sells at the local market or to customers who place orders. Gabriela has gained a lot of experience through all of her complex activities and she needs to increase her yield, as her expenses will grow with her children.

In order to expand her crops and improve the quality of the ones she has, Gabriela is asking for a loan to invest in seed and fertilizer with which to increase her harvest, which will in turn increase her profits. This will allow her to offer her children a better way of life and the education that she was not able to finish. This will make her dream of one day seeing them receive professional degrees come true.

Previously, Gabriela did not have access to loans from financial institutions, but thanks to Fundación Alternativa and Kiva she has been able to count on the support that she hoped for so dearly. She would like to give thanks in advance to the people in different parts of the world who take up the cause of her dreams to make them a reality.
View original language description ↓
Gabriela es una mujer de 29 años, madre de dos hijos de 6 y 2 años a quienes espera verlos crecer en las mejores condiciones de salud, educación y estabilidad, para esto se esfuerza cada día a pesar de las barreras que muchas personas le pongan por su falta de preparación, pues terminó la secundaria y se dedicó a trabajar. Ahora vive con sus hijos en La Concordia un cantón de la Provincia de Santo Domingo de los Tsáchilas que anteriormente pertenecía a la Provincia de Esmeraldas. Es considerado un cantón muy fuerte en la agroindustria y exportación de varios productos como palma africana, macadamia y palmito por lo cual un aproximado de más de 300 millones de dólares se mueven solo en este cantón. También el turismo es una fuente de economía, pues hay lugares que son visitados y los habitantes del pueblo aprovechan este movimiento para comercializar todo tipo de productos con negocios establecidos en cada rincón como restaurantes, tiendas, farmacias, almacenes de ropa, tours, etc.
Gabriela aprendió desde muy joven las labores del campo y se especializó en los cultivos de maracuyá y cacao, dos frutos que tienen alta demanda en la zona y son cultivados en muchos terrenos, pues el clima del lugar se presta para esta producción. Es por esto que desde hace 2 años Gabriela dedica al menos 6 horas cada día en la producción de cacao y maracuyá que posteriormente vende en el mercado de la zona o bajo pedidos de varios clientes. En medio de varias actividades complejas, Gabriela ha ganado mucha experiencia y necesita incrementar su producción, pues mientras sus hijos crecen ella debe incurrir en gastos mayores.
Con el objetivo de aumentar cultivos y mejorar la calidad de los ya existentes, Gabriela solicita un préstamo para invertir en semillas y abono con lo cual aumentará la producción y por ende sus ganancias serán mayores, de esta forma podrá ofrecer a sus hijos un mejor estilo de vida y además podrá brindarles la educación que ella no pudo terminar y así hacer realidad su sueño de un día poder verlos obteniendo su título profesional.
En anteriores ocasiones, Gabriela no había podido acceder a los créditos de instituciones financieras, sin embargo gracias a Fundación Alternativa y su producto Kiva ha podido contar con el apoyo que ella tanto esperaba y por el cual agradece de antemano a aquellas personas que en varias partes del mundo se unen a sus sueños para hacerlos realidad.

Additional Information

More information about this loan



About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

Tags

About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Gabriela Lisbeth to buy seed and fertilizer for her passion fruit and cacao crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2013
Listed
Jul 12, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014