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Doña Lidia Group
In this Group: Lidia Del Carmen, Maria Elena , Maria De Los Angeles , Sandra Del Socorro
This group is made up of four members. One of them is Lidia, a 48 year old woman. She is single and has two children, aged 16 and 05, respectively. Six years ago, she began her business selling buttermilk, cooked beans and natural juices. She has been a client of the institution for 4 years and she has paid off all her loans on time. Her oldest son helps her run the business.

She will invest this loan in buying raw beans by the quintal, cow's milk to make buttermilk, disposable cups, disposable spoons, salt, etc. María de los Angeles is 38 and her business is a convenience store, Sandra is 36 and her business is selling hair clips, and María Elene is 27 and her business is also a convenience store.
View original language description ↓
Este grupo está formado por cuatros socias una de ellas es Lidia mujer de 48 años de edad, soltera, con dos hijos de 16 y 05 años respectivamente. Desde hace 6 años su negocio es la venta de leche agria, frijoles cocidos y refrescos naturales. De ser cliente de la institución tiene 4 años de los cuales todos los prestamos los paga en tiempo y fecha, su hijo mayor le ayuda atender el negocio.
Este crédito lo invertirá en la compra de frijoles crudos por quintal, leche de vaca para hacer leche agria, vasos descartables, cucharas descartables, cucharas, sal etc. María de los Angeles tiene 38 años de edad y su negocio es de una pulpería, Sandra tiene 36 años y su negocio es la venta de prensa pelo, ropa usada chapas y María Elene su negocio es una pulpería y tiene 27 años de edad.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $3,636
    Average annual income
  • 124
    View loans »
    Nicaragua Loans Fundraising
  • $24,036,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Doña Lidia Group's $1,525 loan helped a member to invest in buying raw beans by the quintal, cow's milk to make butter milk, disposable cups and spoons, salt, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2013
Listed
Jul 17, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 18, 2014