Update on VeraVera lives in Melitopol. She sells men's clothing and shoes at the market by the railroad station. Vera has 14 years od experience. She is married and has two adult sons. Vera plans to invest 10,000 griven into purchasing seasonal summer clothes, which will help her develop her business. Specifically, she plants to expand the inventory of shirts, t-shirts and tank tops as these clothes sell out quickly during this time of year.
Вера планирует вложить сумму в 10 000 гривен в закупку сезонного летнего товара для развития своего бизнеса, а именно в расширения ассортимента рубашек, футболок и маек, которые всегда быстро расходятся среди покупателей в это время года.
Previous Loan DetailsVera is an entreprenur from Melitopol. She sells men's and women's clothes at the local market. She has 14 years of experience doing this type of work. Vera needs a loan in the amount of 5000 hrivna to buy seasonal winter products, namely sweater, sweatshirts, tolstovka shirts, jumpers, shirts, e... More from Vera's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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