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Astor wants to rebuild an animal stable with this loan and he is already thrilled by the fact that has been selected as a beneficiary of the Value Chain Projects, a collaboration effort between World Vision Albania, VisionFund Albania and Kiva.

"I had applied for loans to almost all financial institutions, but they had rejected me due to the lack of collateral and/or income," is what he said to the loan officer who interviewed him.

Astor is 35 and married. He has three children whose ages range between eight and two. They live in a village in the southeastern part of the country where the lives of the residents are not easy at all. The winters are extremely cold and snowy and their plants most of the times are damaged by severe snowstorms and frosts..

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 35
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 109.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Astor to rebuild a damaged animal stable.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 18, 2013
Currency Exchange Loss:
Apr 16, 2014