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Juhudi Group
In this Group: Nyaminya, Nzumwa, Mukawa, Awezaye, Muhima, Mulekya, Muhima, Wabenia, Louise, Yvonne, Kazadi, Bavukisa, Kangela, Mashamba, Kalema, Lwabaguma, Mayiki, Muderwa, Chulose, Mihigo, Bigirimana, Bisimwa, Astride, Menda, Fatuma, Ngimbi, Munganza, Mitima, Mburugu, Nyanzumwa, Bwira, Ruth, Nyakungwa
The borrower, Kangela, is the representative of the "Juhudi" credit group. Aged 61, she is a senior member of this group and an experienced entrepreneur. She is also a widow and the mother of four children who either study or already have their own families.

Kangela sells food products. She displays her goods at the public market and sometimes at home. She started in this business about six years ago, using her own funds received from her younger brother. She will use this new loan to buy one bag of beans and one bag of cassava flour.

She hopes to be able to expand her activity, as well as feed and educate her children.

Finally, she would like to thank Hekima for providing support to small-scale entrepreneurs, through micro-credit.
View original language description ↓
La cliente Kangela est conseillère du groupe de crédit « Juhudi», doyenne, entrepreneur expérimentée, âgée de 61 ans, veuve et mère de 4 enfants qui étudient et d’autres ont déjà leurs familles respectives. La cliente est vendeuse de denrées alimentaires. Elle installe ses produits au marché public et parfois à son domicile. Elle commença ses affaires avec son fonds propre reçu de son petit frère, Il y a environ 6 ans. Ce nouveau prêt va lui servir d’acheter 1 sac de haricot, 1 sac de farine de manioc. Ainsi, elle souhaite accroitre son entreprise, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,347,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Juhudi Group's $5,250 loan helped a member to buy one bag of beans and one bag of cassava flour.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 14, 2013
Currency Exchange Loss:
Dec 17, 2013