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Etibar is a caring son, husband, and father of two children. He is 39 years old. He earns money for the family by keeping livestock. He has difficulties, like the absence of pasture lands and he has to take animals to the site of the old school. He also wants to improve conditions in the barn for the animals, before winter comes.

Etibar's parents are retired, and his family lives with them. His family is in need of their own home and comfort. In order not to leave his parents unattended, he began building his family's house in the same yard with his parents'. He needs money to buy construction materials, so he has applied for a loan in the amount of AZN 1,600.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 75
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Nadir to buy construction materials for use in building a home for his family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 13, 2013
Currency Exchange Loss:
Aug 17, 2014