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Sadi lives in Nosiri Khusrav region. The residents in this region mainly raise cattle for a living. Some raise cattle for sustenance, while others raise cattle for sale. Raising livestock is the main source of income for most of the residents. Currently Nosri Khusrav region is very hot.

Sadi is a 43 year old man. He has a high school degree. His parents were not able to help him attend college. Sadi is a father of four children. He has one daughter and three sons. Two of his sons attend school. Currently, Sadi is unemployed. His wife works as a farmer. Sadi helps his wife, and also takes care of livestock. They have two cows, a bull and two calves. Currently the livestock is out on pasture.

Sadi is requesting a loan to start a new business. He wants to raise livestock for resale. Sadi has experience in raising animals. He raised cattle with his father in childhood and took them out to pasture. Sadi plans to start by purchasing two cows and two calves. He also needs to buy feed for the animals. Every two months he plans to sell the cattle and purchase new calves and so expand his business. He works hard in order to provide for his family and makes sure his children will be able to attend college. Also, he is saving money for his daughter's wedding. Sadi worries a lot about the future of his young and only daughter.
View original language description ↓
Саъди проживает в районе Носири Хусрав. В этом районе жители в основном занимаются разведением скот. Одни для потребления а другие для торговли. Этот вид деятельности является основным источником дохода для многих жителей. Сейчас в районе Носири Хусрав очень жарко.
Саъди 43 летний женатый мужчина. Он имеет среднее образование. Родители Саъди не смогли помочь ему поступить в ВУЗ. Саъди является отцом четверых детей. У него одна дочь и трое сыновей. Двое его сыновей учатся в школе.
Сейчас он не работает. В семье, его жена занимается растениеводством. Саъди помогает жене, также он присматривает за скотом. У них в доме две коровы, бык и 2 телят. Сейчас скот находится на пастбище.
Саъди берет кредит чтобы начать свою деятельность. Он хочет заняться скотоводством (купле-продажей). У него имеется опыт в этой сфере. В детстве он вместе с отцом разводил скот, водил скот на пастбище.
Саъди намерен сначала закупить двух коров и двух телят. Также он хочет купить корм для скота. Через каждые два месяца он планирует продавать по одному крупнорогатому скоту и закупать телят, и таким образом расширять бизнес. Все его старания только для того, чтобы обеспечить семью всем необходимым, а также для того чтобы устроить детей в ВУЗ и накопить деньги для свадьбы дочери. Он много думает о будущем своей маленькой и единственной дочери, он очень переживает.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Sadi to purchase two cows and two calves, feed and to start working and earning money for his family (provide for his family and help his children attend college).
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Jul 13, 2013
Currency Exchange Loss:
Oct 17, 2014