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Humaira, 25, is a married woman; she conducts a business sewing clothes to help her husband financially, as her husband is employed at a low salary. To meet the expenses of the family members, she works hard and makes enough to contribute to the family income. People of her community prefer her for sewing fine, stylish, dresses. She has built a list of regular customers; they are her neighbors and members of the local community. To help her continue operating her business, she applied for a loan of PKR 20,000 to buy a stock of thread in various colors and packets of zippers, elastic and needles to meet increasing demand. In addition to repaying the loan, she will use part of the revenues to deal with personal expenses.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 297
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Humaira to buy a stock of threads in various colors and packets of zippers, elastic and needles for her sewing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 13, 2013
Currency Exchange Loss:
Jun 17, 2014