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Sumera is a 31-year-old married woman who works from her home as a tailor. She has been in this line of work for twelve years and is proud to be contributing to her household income.

Sumera's husband has a business selling ‘Naan’ but is unable to run the household alone. Therefore, Sumera felt it obligatory to change her family’s living standards and started working on her own.

Her hard work helped her establish a good clientele but now she is having difficulty in fulfilling large orders. So, Sumera requested a loan of 25,000 Pakistani Rupees (PKR) to purchase reels of threads, packs of needles, buttons and zippers.

With this loan, Sumera will be able to stitch up more dresses for her customers. Sumera hopes to grow her business and dreams of giving her children a quality education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 280
    View loans »
    Pakistan Loans Fundraising
  • $14,698,775
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sumera to purchase reels of threads, packs of needles, buttons and zippers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 13, 2013
Currency Exchange Loss:
Jul 17, 2014