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At the age of 23 Humaira is an energetic married lady and the mother of two children. She has been stitching clothes for the past two years. She stitches for the people of her community and uses the income to support her entire family. However, due to lack of availability of funds she is unable to meet with the daily demands of her customers. For this reason she has requested a loan of Rs 15,000 from the Kashf Foundation.

She intends to use this loan to buy spools of thread in different colors with packs of laces, zippers and buttons. This will create a means of increasing her revenue so that she can generate more income. She hopes to grow her business and dreams of giving a good quality education to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 373
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Humaira to buy spools of threads in different colors with packs of laces, zippers and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Jul 13, 2013
Currency Exchange Loss:
Jul 17, 2014