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Fotima is a 40-year old resident of the Khuroson region. She is married and is raising two sons, who are studying in a middle school. Her husband is currently working abroad in Russia. In recent years, Fotima has been working for a taxi service. She has saved some money and now wants to open a store. Fotima has built the space for the store, which is located not far from her home. Now, she does not have much money left, which is why she has requested a loan. She hopes to obtain two refrigerators and an assortment of food products for her store. In the past, Fotima has worked as a merchant, but in another field, so she has experience. Fotima believes that her business will be successful and awaits your support.
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Фотима 40-летняя жительница района Хуросон. Она замужем и воспитывает двоих сыновей, которые учатся в средней школе. Ее муж в данное время находится на заработках в России. Сама Фотима в последние годы занималась предоставлением услуги такси. Она накопила сбережение и теперь хочет заняться торговым бизнесом. Фотима построила помещение для магазина, который расположен недалеко от ее дома. Теперь на руках у нее осталось немного денег и поэтому она обратилась за кредитом. Она хочет приобрести в свой магазин два холодильника и разнообразный ассортимент продуктов питания. В прошлом Фотима занималась торговлей, но в другой области, так что у нее имеется опыт. Фотима верит, что ее бизнес будет успешным и ждет от вас поддержки.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Fotima to purchase food products and two refrigerators in order to open a grocery store business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Jul 12, 2013
Currency Exchange Loss:
Nov 17, 2013