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Santos Alberto
Santos is a resident of the Santa Elena neighborhood, a poor area of Managua. He is a hardworking man who struggles to provide for his family's well-being. His wife is a housewife, and he works as an auto mechanic. Together, they have 2 nephews in their care who are in school, and who they love as if they were their own children.

Santos is requesting a loan to build a perimeter wall so that he can have better security in his home for his family, since the neighborhood where they live is not very safe.
View original language description ↓
Santos, habitante del barrio Santa Elena, una zona marginal de Managua, el es un hombre trabajador, que lucha para darle el bienestar a su familia, su esposa es ama de casa, el trabaja en mecánica automotriz, ambos tienen a cargo a dos sobrinos los cuales quieren como a sus propios hijos, quienes están estudiando. Don Santos solicita el crédito para hacer un muro perimetral, esto con el objetivo de tener más seguridad en su hogar para la familia, en vista de que el barrio donde habita no es muy seguro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Santos Alberto to buy cement, sand, steel, gravel, and cement blocks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 11, 2013
Currency Exchange Loss:
Jul 17, 2014