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Icela Group
In this Group: Margarita Isabel, Marta Dina , Frander Samuel
This group is made up of three entrepreneurial members. One of them is Margarita, who is 46 years old and has a partner. For 15 years, her business has been selling vegetables. She sells her products in the market. She requests this loan to invest in more inventory like peppers, tomatoes, onions, squash, carrots, potatoes, pear squash, taro root, etc.

Marta is 40 years old and her business is selling beans, garlic, and guava. Frander is 20 years old and his business is selling fruits.
View original language description ↓
El grupo está formado por tres socios emprendedores uno de ellos es Margarita mujer de 46 años de edad, acompañada. Su negocio es la venta de verduras desde hace 15 años, vende sus productos en el mercado. El crédito lo solicita para invertir en más inventario como son chiltoma, tomate, cebolla, pipián, zanahoria, papas, chayote, ayote, quequisque, etc. Marta tiene 40 años de edad y su negocio es comerciante de frijoles, ajo, guayaba y Frander tiene 20 años de edad y su negocio es venta de frutas

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Icela Group's $975 loan helped a member to invest in more inventory like peppers, tomatoes, onions, squash, carrots, potatoes, pear squash, taro root, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 18, 2013
Currency Exchange Loss:
Dec 20, 2013