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Update on Beatriz

Beatriz continues with the same activity: making and selling bread, cookies, cakes and varied pastries. She relates that she did well with her previous loan since she used it to buy ingredients like flour to make her pastries.

On this occasion, she requests the loan to buy a larger capacity oven because her orders have increased and her current oven is too small. She feels happy and grateful for the opportunity she’s being given to grow in her business.
View original language description ↓
La Sra. Beatriz sigue con la misma actividad de la elaboración y Venta de pan, galletas queques y variedad de repostería cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de insumos como harina para la elaboración de su repostería, en esta ocasión solicita el crédito para la compra de un horno de mayor capacidad ya que se incrementaron sus pedidos y su anterior horno le quedo pequeño, se siente feliz y agradecida por la oportunidad que le dan para crecer en su negocio.

Previous Loan Details

Sra. Beatriz lives on the Achumani plateau with her two children who are already professionals. One of them travels constantly. Beatriz spends her time baking. She has been making cookies, donuts, and cakes for more than 20 years. Beatriz distributes cupcakes, cakes, and corn cakes withi... More from Beatriz's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 157
    View loans »
    Bolivia Loans Fundraising
  • $32,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Beatriz to buy a larger capacity oven.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 15, 2013
Jul 11, 2013
Currency Exchange Loss:
Feb 17, 2014