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Emprendedoras Del Valle El Triunfo Group
In this Group: Lucia, Gumercinda, Lucila , Mariela , Elizabeth , Jhan Carlos

Update on Emprendedoras Del Valle El Triunfo Group

The communal bank “Emprendedoras del Valle el Triunfo” comprises eight enterprising, business-savvy women. Gumercinda, 43, belongs to the group and is the single mother of three children. She is an entrepreneur, who has worked hard to be successful. She sells natural medicines from a small area in her house. This is the only income she and her family have. She will use the loan to buy natural products to sell so that she can pay for her children's education.

Gumercinda appears third from the left in the photo and is wearing a white blouse and pink sweater. She is grateful for the funding and offers a big hug, knowing that she will meet all her goals.
View original language description ↓
Un grupo conformado por 8 mujeres emprendedoras y con mucha creatividad para los negocios. Así son las integrantes del grupo comunal “Emprendedoras del Valle el Triunfo”. Una de ellas es la Sra. Gumercinda de 43 años de edad soltera y madre de 3 hijos, la Sra. Gumercinda es una mujer muy emprendedora que debido de sus esfuerzos a sabido superarse, la Sra. Gumercinda vende medicinas naturales en un pequeño local en su casa, el cual es su única fuente de ingresos para ella y su familia.Con el préstamo otorgado lo invertirá en comprar productos naturales para su posterior venta y a si también poder apoyar a sus hijos para que concluyan sus estudios. La Sra. Gumercinda es la tercera persona de la mano izquierda se le distingue camisa blanca y chompa rosada a la vez se encuentra muy agradecida por la ayuda brindada, se despide con un fuerte abraso sabiendo que cumplirá todas sus metas.

Previous Loan Details

Hello, greetings from Peru. I introduce you to a group made up of 8 enterprising women who are very creative in their businesses. They are the members of the communal bank called “Emprendedoras del Valle el Triunfo”. One of them is Gumercinda. She is 43 years old, single and the mother of 3 child... More from Emprendedoras Del Valle El Triunfo Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedoras Del Valle El Triunfo Group's $2,425 loan helped a member to buy natural medicines.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Jul 11, 2013
Currency Exchange Loss:
Jan 17, 2014