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Emmanuel
Although he has received no prior formal education, Emmanuel is an entrepreneur. He specializes in selling poultry in Apewosika (near Cape Coast). He has been involved in this enterprise for 15 years. Emmanuel is married and has five children. His wife works as a trader. The proceeds from his business normally go towards helping his wife cover the family’s general expenses and pay their children’s school fees.

Emmanuel wants to use his loan to increase his current flock, hence allowing him to sell greater quantities of poultry. In the long term, Emmanuel plans to reinvest future profits into his business, thus helping him expand and meet the needs of rising customer demand.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 48
    View loans »
    Ghana Loans Fundraising
  • $11,460,400
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Emmanuel to expand his current flock of poultry.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 9, 2013
Listed
Jul 12, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013