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Toka Chini Group
In this Group: Jeanette, Chantale, Mugaru, Tamira, Nyongera, Bishano, Kiyana, Nabatehi, Bwira, Nguba, Noella, Kaurwa, Tshorimpa, Bahunde, Bindu, Milamba, Mayuwano, Josephine, Bingi, Bwira, Mbaire, Furaha, Mashamba, Esta, Eveline, Furaha, Benediki, Angela, Mbonyubwaba, Mbuyi, Bahati
The borrower, Kiyana, is a member of the business group "Toka Chini". She is 45 years old and a novice entrepreneur. She is also married and the mother of eight children who all attend school. Her husband works as a civil servant in a public administration.

Kiyana sells palm oil, tomatoes, groundnuts etc. She displays her products at the public market and sometimes at home. She started in this business about five months ago using a loan received from the microfinance Hekima.

She will use this new loan to buy two cans of palm oil, two bowls of tomatoes and one bowl of groundnuts. She hopes to be able to expand her activity, and to feed and educate her children.

Finally, she would like to thank Hekima for providing support to small-scale entrepreneurs, through micro-credit.

It should be noted that (in the photo) one of the borrowers is carrying her baby.
View original language description ↓
La cliente Kiyana est membre du groupe d’affaire « Toka chini», entrepreneur débutante, âgée de 45 ans, mariée et mère de 8 enfants qui étudient tous. Son conjoint est un fonctionnaire de l’Administration publique. La cliente est vendeuse d’huile de palme, tomates, arachides, etc. Elle installe ses produits au marché public et parfois à son domicile. Elle commença ses affaires avec le prêt de l’IMF Hekima, Il y a environ 5 mois. Ce nouveau prêt va lui servir d’acheter 2 bidons d’huile de palme, 2 bassins de tomates, 1 bassin d’arachides. Ainsi, elle souhaite accroitre son entreprise, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.Il sied de signaler qu'une cliente porte son bébé.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Toka Chini Group's $3,050 loan helped a member to buy two cans of palm oil, two bowls of tomatoes and one bowl of groundnuts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 11, 2013
Currency Exchange Loss:
Dec 17, 2013