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Shahnoza is a hardworking woman. She is 39 years old, married and has four children. For more than 11 years she has worked in agriculture: livestock and farming. She is the main breadwinner for her family since her husband is a immigrant worker in Russia. Her sons also work in Russia. Shahnoza runs her business alone. She buys cattle, fattens them over a few months and then resells them at a local market at a higher price. She must marry two of her sons, however her home is small and there aren't additional rooms for her sons and their wives. She plans to build a new home for her sons. She is asking for a loan of 5,000 KGS to buy construction materials such as cement, wood, sand, etc. She awaits your kindness and relies on your compassion.
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Шахноза трудолюбивая женщина. Ей 39 лет. Она замужем и на воспитании имеет 4 детей. Она более 11 лет занимается животноводством и выращиванием сельхоз продукции. Она является основной кормилицей семьи, так как ее муж трудовой мигрант в Российской Федерации. Ее сыновья тоже подрабатывают в Российской Федерации. Шахноза с бизнесом справляется сама. Она покупает скот, откармливает несколько месяцев и потом перепродаёт на местном рынке с более высокой ценой, чем она приобрела. Она должна женить 2 своих сыновей, однако ее дом маленький и нет дополнительных комнат, чтобы она могла дать своим сыновьям и их женам. Она планирует построить новый дом для сыновей. Она запрашивает займ на сумму 5000 сомони для покупки строительных материалов как цемент, древесина, песок и т.п. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 164
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Shahnoza to buy building materials such as cement, wood and soil to build a house for her sons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 8, 2013
Jul 12, 2013
Currency Exchange Loss:
Oct 21, 2013