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Razia's Group
In this Group: Razia , Rehana
Razia is a 40-year-old, hardworking housewife, living with her spouse and five children in the area of Lahore, Pakistan.

Her husband is doing a job as a laborer in a factory where he manufactures types of furniture, such as sofas, beds, chairs, and dining tables. Her husband is professional in his work and is doing very hard work, but getting very low wages. That is why he prepared his mind to start a small business. For this purpose, he has need of some capital to buy materials, such as wooden boards, nails, glue, and chipboard.

Therefore, Razia requested a loan from Kiva's field partner, BRAC Pakistan, so that her husband could buy initial materials for manufacturing furniture, such as wooden boards, nails, glue, and chipboard. She hopes that this loan will prove beneficial and bring positive changes into her life as well as into her family's. She is very thankful to BRAC Pakistan for this honorable favor to her.

Note: Razia is raising her hand in the picture.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 100.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $600 loan helped a member to buy wooden boards for her husband to manufacture furniture to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 12, 2013
Currency Exchange Loss:
May 17, 2014