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Elshan is 41 years old, married, and the father of one daughter.

Elshan is a well known fruit seller in his town. He has dedicated 10 years of his life to this activity. Elshan says, "I love my business because it is my only source of income.”

He has a need to expand his business by buying fruit trees and getting more lands for cultivation so that he can get his daughter married. Now his first goal is the fruit business, from which he takes care of the financial needs of his family.

Now it is summer time and he needs more variety of fruits because of increasing demand. He needs a 1,800 AZN loan in order to bring in more fruit stock. He has a good loan history and this is his fifth loan. He awaits your support.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.


About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Elshan to bring in more fruit stock for the summer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 12, 2013
Currency Exchange Loss:
Jan 17, 2015