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Fouzai is a 39-year-old, married woman and mother of two children.

Five years ago, she started her own business of clothes sales when her husband became severely ill. She didn’t lose hope and contacted Kashf Foundation, upon the advice of her neighbor, to initiate her own business.

She buys clothes of different designs from the market, in bulk and at lower rates, then sells them in her community at reasonable prices. She has a good client list and manages her household expenses through her business.

She has gradually improved her business and has requested a loan of PKR 30,000 to buy an ample variety of clothes in different colors and designs to increase her sales. She wishes to use the earned revenue on her children’s education and well-being.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Fouzai to buy an ample variety of clothes in different colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 12, 2013
Currency Exchange Loss:
Jul 17, 2014