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At the age of 25, Ayesha is an enthusiastic single lady. She had been actively running her own beauty parlor in her community to support her entire family for many years. She offers quality services to her customers, such as makeup, hair styling and facials. Through her providing the best service, she has become very famous in her street and has built up a good customer list. She wants to expand her business to meet the increasing demand from her customers but, due to a shortage of funds, she is unable to fill the needs of her customers. For this reason she applied for a loan of PKR 20,000 to buy hair care products, skin products and bleaching and whitening creams in large quantities. She is very experienced in her business and confident that her business will move in a positive direction as a result of this loan investment.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Ayesha to buy hair care products, skin products and bleaching and whitening creams in large quantities for her beauty salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 12, 2013
Currency Exchange Loss:
May 17, 2014