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Kiran is a 27-year-old married woman; the mother of three children. She has been successfully running a small general store with her husband at the corner of her house. The man shown in the photo is her husband. They offer a variety of grocery items at reasonable prices and have retained many customers who regularly shop at their store. Kiran makes enough to provide for her family. To make her store fully stocked, she applied for a loan of PKR 30,000, which she will use to buy rice, sugar and flour from the market at lower prices. In this way, she will be able to meet increasing demand consistently. It’s her second year with Kashf Foundation. She hopes to have a good experience with this new loan and wishes to use part of her revenues to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Kiran to buy rice, sugar and flour for her store from the market at lower prices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 12, 2013
Currency Exchange Loss:
Jul 17, 2014