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Takhmina is an inhabitant of the town of Konibodom. She is 29 years old. She is divorced and lives with her two daughers at her parents' home. Takhmina has a specialized secondary education. By profession, she is a seamstress. For more than nine years, Takhmina has been sewing women's national dresses and gowns. She takes orders from her home. Since she sews beautifully, efficiently and quickly, she has many customers.

At the same time, Takhmina teaches those who wish to know how to cut and sew at the training center. Currently, Takhmina wants to expand her activities. She is requesting a loan to purchase a computerized sewing machine and fabric, and also partly for home renovations.

Takhmina knows how to do embroidery on dresses and now wants to put her skills into practice. Since dresses with embroidery are more expensive, Takhmina will generate more income from her activities that will allow her to improve living conditions and to promote her activities further. Thanks to the loan, Takhmina will expand her activities and repair her home.
View original language description ↓
Тахмина жительница города Конибодом. Ей 29 лет. Она разведена и живет с двумя доченьками у родителей. Тахмина имеет среднее специальное образование. Она по профессии швея. Тахмина более 9 лет занимается шитьем женских национальных платьев и халатов. Она принимает заказы у себя дома. Так как она шьет красиво, качественно и быстро у нее достаточно много клиентов. Одновременно Тахмина обучает желающих кройке и шитью в учебном центре. В данный момент Тахмина хочет расширить свою деятельность. Она просит кредит для покупки компьютерной швейной машинки и тканей для шитья, а также частично для ремонта дома. Тахмина умеет делать вышивку на платье и теперь хочет использовать это свое умение на деле. Так как платье с вышивкой стоит дороже обычного платья, Тахмина будет получать больше дохода от деятельности, что позволит ей улучшить бытовые условия и продвигать деятельность дальше. Балгодаря данному кредиту Тахмина расширит деятельность и отремонтирует дом.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Takhmina to purchase a computerized sewing machine and fabric to expand her activities and partly for home renovations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 12, 2013
Currency Exchange Loss:
Jul 17, 2014