Shehzadan is a 40-year-old married woman. She has been actively involved in the business of milk sales for many years. She has five calves and two cows in milk. She milks cows and then sells their milk to many of her neighbors, along with butter and cheese. She has three children and is very motivated to provide them a beautiful life with good education, food and clothing.
Shehzadan has improved her business to meet the day-to-day expenses of life. She requested a loan of PKR 40,000 to purchase one more cow and feed for its calves. She is in her fifth loan cycle and has shown good repayment behavior. She hopes to increase the production capacity of milk, which ultimately helps in generating more cash.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.