Santos is single. She’s 29-years-old and completed primary school. She works raising piglets. She started the business raising laying and meat hens and to date has six years’ experience. She can count on her family’s support.
She organizes a group and requests a loan that she’ll use to buy piglets and also concentrate to feed them. She hopes in future to have a farm with different kinds of livestock. The other group members work raising animals, selling clothes and selling groceries.
La señora Santos es soltera, tiene 29 años de edad, de educación primaria completa, se dedica a la crianza de cerditos, inició este negocio criando gallinas ponedoras y de engorde y hasta la fecha lleva 6 años de expériencia, cuenta con el apoyo de su familia.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra de cerditos y también concentrado para alimentarlos, espera en el futuro contar con una grnaja con diferente tipo de ganado; las demás integrantes del grupo se dedican a crianza de animales, comercio venta de ropa y tienda de consumo diario.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.