The "El Manzanillo" duo includes Lubia, who is 27 years old. She is 27 years old, married, and has 2 children. She lives in the town of Santiago Sacatepequez. Her husband works as a gardener. Lubia works selling Bloomer intimate apparel for women, children's clothes, and suits. In addition, she sells cosmetics, body creams, and shampoo. She has been working in this area for 5 years. As of yet, she hasn't had the opportunity to have her own shop to show her merchandise. She currently sells from her house. Since the town where she lives is small, she has the opportunity to get to know her neighbors so they can know where to find her business.
This is her first Kiva/Fape loan and she hopes that they can help her, since Kiva has become known for helping many people progress their businesses.
Dúo El Manzanillo,
Integrada por la señora Lubia de 27 años de edad casada y tiene 2 hijos vive en una aldea de Santiago Sacatepequez, su esposo trabaja como jardinero, Lubia se dedica a la venta de ropa intima Blúmer, ropa para niños, trajes. También como actividad secundaria vende cosméticos, cremas para el cuerpo, shampo, se dedica ha estas actividades desde hace cinco años,todavia no tiene la oportunidad de tener un local donde exibir su mercaderia, entonces el punto de venta de ella es en su casa ya y como la aldea donde ella vive es pequeña entonces tiene la oportunidad de que sus vecinas la conoces y saben donde pueden encontrar su negocio, es primera ves que solicita credito en Kiva/Fape y espera que la puedan ayudar ya que Kiva se a caracterisado por ayudar a muchas personas y que poco a poco se han superado en su negocio.
FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.