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Naomi is divorced and has three children. Even though she did not receive any formal education, Naomi is a successful businesswoman. She sells groundnuts in Asekai (near Cape Coast). She has been actively involved in this business for about 10 years. As the sole breadwinner in the family, Naomi uses her income to provide for the entire family.

Naomi will use the loan to purchase a larger quantity of groundnuts, which will enable her to improve her overall sales. With the new profits from her expanded business, Naomi plans to diversify the type of products that she sells, thus adapting to changing customer preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Naomi to purchase a larger quantity of groundnuts, enabling her to improve her overall sales.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Jul 11, 2013
Currency Exchange Loss:
Jan 20, 2014