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Update on Umazi

Umazi operates a food-vending business, selling from home to her neighbors and passersby. She faces a major challenge of seasonality in her business. She dreams of establishing a hotel in the future. With the KES 50,000 loan, she wants to buy three bundles of wheat flour, cooking oil, rice and beans to sell. She decided to join Yehu to access loans to boost her business.

Previous Loan Details

Umazi is 24 years old. She and her common-law husband have three children, all of whom are attending school. Her husband works as a businessman. They rent the house where they live. Umazi has been an entrepreneur for three years; specifically, she operates a food-vending business by selling ... More from Umazi's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 765
    View loans »
    Kenya Loans Fundraising
  • $43,695,450
    Funds lent in using Kiva
  • 86.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Umazi to buy three bundles of wheat flour, cooking oil, rice and beans to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 11, 2013
Currency Exchange Loss:
May 17, 2014
This photo was used before for a previous loan for Umazi. It was first posted on Kiva on Sep, 2012. Learn More