Ramatou (in the middle of the picture) is one of the group members who sells pots. She plans to use her loan to produce some pots (including spending money on the transportation of the clay, bundles of sticks and labour wages). She gets her supplies from the riverbank and makes her sales for cash or credit, door-to-door and at the market, to a retail clientèle made up of men and women. Thanks to this loan, Ramatou expects to make an average monthly profit of 10 500 francs which will be reinvested in her business and used to support her husband with some of the family expenses.
Les membres du groupe font le petit commerce: vente de de pots (canaris...).
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégrés Soro Yiriwaso et sont à leur 5ème cycle de prêt solidaire.
Madame RAMATOU (au milieu sur la photo) est l’une des vendeuses de pots du groupe. Elle compte utiliser son prêt pour la confection de pots (transport d’argile, achat de fagots et frais de main d’œuvre)
Elle s’approvisionne au bord du fleuve et effectue ses ventes en détail, au comptant et à crédit, à domicile et au marché, à une clientèle composée d’hommes et de femmes.
Madame RAMATOU compte réaliser avec ce prêt un bénéfice mensuel moyen de 10.500 FCFA qui sera utilisé, pour être réinvesti dans l’activité et aider son mari dans certaines dépenses familiales.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid