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Agus, 52, is a school teacher with a small income. He is married to Henderina, a 50-year-old housewife. They have six children, whose ages are between 20 and 8 years old. Of the six children, four of them are still attending school.

At the moment, one of Agus' children is going to enter university and needs more money. On the other hand, the other children are moving to the next grade and also need additional money to provide their school items, due to the new school year.

This condition leads Agus to ask for a loan from Tanaoba Lais Manekat (TLM), amounting to IDR 5,000,000. Agus will then utilize that loan to cover the children’s school fees.

Agus is hoping that the loan provided by TLM will assist him in providing a better future for his children.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 29
    View loans »
    Indonesia Loans Fundraising
  • $5,314,100
    Funds lent in using Kiva
  • 9,943.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Agus to cover the children’s school fees.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 11, 2013
Currency Exchange Loss:
Mar 26, 2015