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Victor resides in the Nkubu area of Eastern Kenya, a highly vegetative area located along the slopes of Mt. Kenya. He is married and has four children. He has practiced farming for 25 years. His sources of income are tea leaves, fruits, coffee, maize, and vegetables. His other source of income is motorbike transport.

He wants to venture into egg production and thus has requested a loan of KES 60,000 for purchasing poultry. This will add to his income base. This will improve their living standards and thus better their feeding habits.

The challenge he faces is inflation. In five years he will have bought at least 2 acres of land.

He says that Juhudi caters to small holder farmers, hence uplifting them.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 738
    View loans »
    Kenya Loans Fundraising
  • $43,794,475
    Funds lent in using Kiva
  • 86.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Victor to purchase poultry.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 11, 2013
Currency Exchange Loss:
Nov 17, 2014