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Sharif is an industrious and enterprising person, 52 years of age. He's married and has three sons with whom he lives in the city of Kulob. Sharif and his sons are preparing to open an internet cafe in their city. They have already selected a good location for the business. According to Sharif, one of his sons works at a bookmaker's office where clients are constantly coming to make bids and he received permission from the management to rent a corner of the office to open the cafe. Now, to get started, they need to buy computers. With this goal, Sharif is taking out a loan to buy four of them. It is mostly his sons that will work in cafe, and Sharif will manage them. He relies on your help and support to make this happen.
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Шариф усердный и предприимчивый человек в возрасте 52-х лет. У него жена и трое сыновей, с которыми он проживает в городе Куляб. Шариф вместе с сыновьями собирается открыть интернет кафе в своем городе. Он уже выбрал удачное место для бизнеса. По словам Шарифа его один сын работает в букмекерской конторе, куда постоянно приходят много клиентов для того чтобы делать ставки, и он получил разрешение у руководства брать в аренду уголок конторы для открытия там интернет кафе. Теперь чтобы начать работу в интернет кафе, им необходимо приобрести компьютеры. С такой целью Шариф обратился за кредитом. На сумму кредита он хочет купить 4 компьютеров. В интернет кафе в основном будут работать его сыновья, а Шариф будет руководить ими. Шариф полагается на вашу помощь и поддержку для реализации своей цели.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Sharif to buy computers with the goal of opening and internet cafe.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 11, 2013
Currency Exchange Loss:
Sep 17, 2014