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Shafqat, aged 50 years, is a very hardworking and active lady. She is a mother of six children. Her husband offers embroidery services, which is the only source of income for his family. His income is insufficient to run the household expenses.

He does not have an embroidery machine; therefore, he is unable to fulfill the demands of customers on time. He has to take a lot of time to complete his work. He wants to purchase an embroidery machine; however, due to lack of finances he finds it difficult.

Shafqat has requested a loan from Kiva's partner, BRAC Pakistan, with the goal of improving her husband's business. He will use the loan amount to purchase an embroidery machine to work more efficiently and professionally. With the profits expected from this loan, he intends to expand his business so that he can eventually construct a small house for his family. Shafqat hopes that the loan will be helpful for her husband's business. She is thankful to Kiva lenders and to BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 348
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 99.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Shafqat to purchase an embroidery machine for her husband's business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 11, 2013
Currency Exchange Loss:
May 17, 2014