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Kulnara is 57 years old, married and has two sons. For more than 30 years, she has worked with livestock and in farming--she's a master. Her whole family helps her with her work. Kulnara graduated high school . She started her business with 30,000 KGS and her monthly profits are around 9,000 KGS. She now has two dairy cows, 20 sheep and one horse. With the goal of further increasing the number of animals in her care, Kulnara has turned to the microfinance bank Bai Tushum and Partners for a loan of 50,000 KGS to buy two bulls to breed and resell. She wants to use the income provided by the loan to further expand her business.
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Кульнара, 57 лет, замужем, 2 сына. Более 30 лет занимается животноводством и полеводством, мастер в своем деле по хозяйству. По хозяйству активно помогает вся семья. Образование у Кульнары средне-специальное. Начала бизнес с 30000 сом(KGS), ежемесячная прибыль 9000 сом(KGS). В хозяйстве имеет 2 дойные коровы, 20 овец и 1 лошадь. В целях увеличения поголовья скота Кульнара обратилась к нам в микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 50 000 сом(KGS) на покупку 2 бычков для дальнейшего разведения и перепродажи. На доходы от кредита Кульнара хочет расширить свое хозяйство.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,959,675
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Kulnara to buy steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 9, 2013
Currency Exchange Loss:
Jul 17, 2014