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Jazgul is 27 years old, married and has three children (two sons and one daughter). She got married right after finishing school. She has been involved in farming since 2007, having started this business with a sum of 20,000 som (KGS). The family's monthly income is 8,000 som (KGS). To-date, she was able to develop her farming business and have her own farm. Her farm contains one dairy cow, one calf, two horses and twenty sheep. The family is very friendly and hardworking. They also have 1.60 hectares of irrigated land, and 2 hectares of rainfed land, where she annually grows potatoes and perennial herbs, such as clover. In order to further grow her farming and animal husbandry business, Jazgul requested a loan in the amount of 50,000 som (KGS) from the Microfinance Bank "Bai-Tushum and Partners" to buy fertilizers for potatoes and to buy one cow. She plans to invest the earnings from the loan into further increasing livestock quantities on her farm.
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Жазгул, 27 лет, замужем, имеет 3 детей (2сына и 1 дочь). Сразу после окончания школы, вышла замуж. С 2007 года занимается полеводством, начав этот бизнес с суммы 20000 сом(KGS). Ежемесячный доход ее семьи составляет 8000 сом (KGS). На сегодняшний день она смогла развить полеводческую деятельность, также есть свое хозяйство. В хозяйстве у нее имеется: 1 дойная корова, 1 теленок, 2 лошади, 20 овец. Семья очень дружная и трудолюбивая. Также имеется 1,60 ГА поливной земли, 2 ГА богара на которой она ежегодно выращивает картофель, и многолетнюю траву, такую как: клевер. В целях дальнейшего развития своего хозяйства и полеводства Жазгул обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом в сумме 50 000 сом (KGS) на покупку удобрений для картофеля и на покупку одной коровы. Доходы от кредита Жазгул планирует вложить в дальнейшее увеличение количества скота в своем хозяйстве.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Jazgul to buy fertilizers for potatoes and to buy one cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 9, 2013
Currency Exchange Loss:
Jul 17, 2014