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3.2.312.3.thiệu Vận Group
In this Group: Ngọc, Toan, Khoa
Ngọc is 38 years old and married with two children. She works in agriculture, growing vegetables, and has been in this business for 10 years. She is requesting a loan to purchase vegetable seedlings to grow and sell in the future.

Ngọc is the group leader of the 3.2.312.3.Thiệu Vận solidarity group, which consists of three members. She lives and works in Thieu Hoa district, a rural area in Thanh Hoa province, with her two dependents.

In 2010, Ngọc joined Thanh Hoa Fund for Poor Women to improve her business. She has successfully repaid four loans from this organization.

One of the most critical business difficulties that concerns Ngoc is a lack of capital. With her business profits, she hopes for her children to do well in school, to maintain a successful business and to be able to buy more supplies and equipment for her business.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 130
    View loans »
    Vietnam Loans Fundraising
  • $13,209,000
    Funds lent in using Kiva
  • 21,230.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 3.2.312.3.thiệu Vận Group's $825 loan helped a member to purchase vegetable seedlings to grow and sell in the future.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2013
Listed
Jul 10, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014