Despertar (Cuenca) Group
One of the members of this group is Maria Augusta, who is taking her first loan. She is 35 years old, and is the single mother of a 10 year-old girl who attends a local school. She does not own a home, so she lives in a rented dwelling.
Maria Augusta has her own business preparing and selling food. She works Mondays through Saturdays without a set schedule. She has had this business for 7 years, and it has been growing gradually. However, she lacks sufficient capital to buy her products.
She will use the funds from this loan to buy new crockery and food.
Maria Augusta's dream is to have her own house.
Una de las socias de este grupo es la Señora María Augusta y está realizando su primer crédito, tiene 35 años, es una madre soltera de una niña de 10 años que está estudiando en una escuelita de la localidad. No tiene casa propia por lo que vive arrendando.
Doña María Augusta tiene un negocio propio, ella prepara y vende comida, trabaja de lunes a sábados sin un horario fijo y lleva 7 años en su negocio el cual va creciendo poco a poco, pero, le hace falta un poco mas de capital para la compra de sus productos.
El dinero de su crédito es para comprar una nueva vajilla y víveres.
Su sueño es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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