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Gabriela Del Carmen
Young Gabriela lives in the San Judas neighborhood, a marginal urban area of Managua. She's 25 years old and doesn't work yet. She's studying for a career in Chemistry and Pharmacy as an undergraduate, and her parents help her pay for her college expenses. She has a great deal of drive to succeed in life through her career. The loan she requests is to pay for fees in order to validate her college diploma, so that she can search for a job with a degree on her hands.
View original language description ↓
La jovencita Gabriela, habita en el barrio San Judas una zona Marginal de Managua, tiene 25 años de edad, no trabaja aun, estudia la carrera de Lic. en Química y Farmacia sus padres le ayudan con los gastos universitarios, ella tiene muchos deseos de superarse en la vida con su profesión. El crédito que solicita es para poder pagar el curso de titulación, para buscar empleo con su titulo en mano.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 122
    View loans »
    Nicaragua Loans Fundraising
  • $24,036,450
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Gabriela Del Carmen to pay for fees in order to validate her college diploma.
58% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 8, 2013
Currency Exchange Loss: