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Greetings from Zimbabwe! This is 43-year-old Sibekiwe from Bulawayo. She is widowed and stays with her three children. Her two elder children go to a local school.

Sibekiwe runs a retail business selling shoes, skirts, shirts, jackets and jeans for men, women and children. She also sells handbags. The business has been in operation for two years. She says the main challenges she faces are lack of working capital and high import duties.

Sibekiwe has requested a loan of $500 to order a variety of stock and increase her business capacity. She says the extra income generated as a result of this loan will allow her more income to buy food, pay rent and fees for the children in school.

In the future Sibekiwe plans to expand and open a clothing boutique.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

About Zimbabwe

  • $2,000
    Average annual income
  • 20
    View loans »
    Zimbabwe Loans Fundraising
  • $3,764,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sibekiwe to buy, shoes, skirts, jackets, jeans, and handbags for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 10, 2013
Currency Exchange Loss:
Jul 17, 2014