Apu Kañacway Group
41-year old Josefa lives in Patria. She is a responsible, friendly person who is doing well as she earns her living selling basics such as rice, sugar, pasta, oil, detergent, and soap. She now needs a loan to buy bags of rice and sugar and increase her working capital.
This community bank comprises a group of people who are always looking for ways to get on and who make a daily effort to provide their children with a better future. The members are involved in agriculture, selling wood, groceries and food, and raising animals etc.
They are grateful for this opportunity and promise to pay back the money according to the established schedule.
(The community of Patria is known for its products from the rainforest, its accommodation and restaurants, and because it is the gateway to the Manu National Park.)
Josefa tiene 41 años de edad y vive en el poblado de Patria, ella es una persona responsable y amable que sale adelante pues su actividad económica principal es la venta de productos de primera necesidad como por ejemplo arroz, azúcar, fideos, aceite, detergentes, jaboncillos. Ella en esta oportunidad requiere el préstamo para comprar sacos de arroz, sacos de azúcar para incrementar su capital de negocio.
Este banco comunal está conformado por varias personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios se dedican a la agricultura, venta de madera, comestibles, venta de comida, a la crianza de animales menores y otras cosas más.
Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.
(El poblado de Patria se destaca por el comercio de productos de la selva, así como servicios de alojamiento y restaurantes. Punto de ingreso al Parque Nacional del Manu.)
More information about this loan
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid