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Mercaditos De Patria Group
In this Group: Santiago, Yuri David*, Teresa, Elizabeth, Juliana, Rosa Luz, Lucia, Lucia, Moises
* not pictured
A group of neighbors and friends formed the “Mercaditos de Patria” communal bank in the town of Patria.

Teresa, age 42, lives in the town of Patria. She is a responsible and kind person who gets ahead. Her main business activity is preparing typical dishes called ‘pollipapas’ [fried potatoes and fried chicken] and ‘salchipapas’ [fried potatoes and fried sausages].

She now needs a loan to buy more ingredients like chicken, potatoes, cooking oil, sausages, and other thing in order to increase her business capital.

This communal bank is comprised of various people who at every moment seek opportunities to get ahead. With their daily effort they are giving their children a better future. The members work in agriculture, sell wood, sell clothes, sell food, raise small animals, build houses, and other things. The members are grateful for the opportunity they have been given. They pledge to make their payments on time.

(The town of Patria is known for its trade in forest products, as well as for accommodations and restaurants. It is the point of entry to the Manu National Park.)
View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “Mercaditos de Patria” en el poblado de Patria.

Teresa tiene 42 años de edad y vive en el poblado de Patria, ella es una persona responsable y amable que sale adelante pues su actividad económica principal es la preparación del plato típico llamado pollipapas y salchipapas y en esta oportunidad requiere el préstamo para comprar más mas insumos como por ejemplo pollos, papas, aceite, salchicha y otras cosas para incrementar su capital de negocio.

Este banco comunal está conformado por varias personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios se dedican a la agricultura, venta de madera, venta de ropa, venta de comida, a la crianza de animales menores, a la construicciuon de casas y otras cosas más.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

(El poblado de Patria se destaca por el comercio de productos de la selva, así como servicios de alojamiento y restaurantes. Punto de ingreso al Parque Nacional del Manu.)

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mercaditos De Patria Group's $5,975 loan helped a member to buy more ingredients like chicken, potatoes, cooking oil, and sausages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 29, 2013
Jul 8, 2013
Currency Exchange Loss:
Jan 17, 2014