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Update on Beatriz

Beatriz continues to sell and make artisanal chocolate cigarettes. She makes them in her home with sugar and extracts. She says that things went very well for her with the previous loan because she used it to buy a vehicle for the distribution of her products. This time she is asking for the loan to buy sugar wholesale. Beatriz is happy and grateful for the opportunity given to her to grow her business.
View original language description ↓
La Sra. Beatriz sigue con la misma actividad de venta y elaboración de cigarros de chocolates artesanales este los elabora en su mismo domicilio los elabora con azúcar y esencias y cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de movilidad para la distribución de sus productos, en esta ocasión solicita el crédito para la compra de Azúcar por mayor, la Sra. Beatriz se siente feliz y agradecida por la oportunidad que le dan para crecer en su negocio.

Previous Loan Details

Beatriz sells and decorates artisanal chocolate cigarettes. She decorates them in her own home with sugar and essences. Beatriz sacrifices for the work because she travels for distribution in different departments in Bolivia. The decoration of her products is done manually, and it is hard work... More from Beatriz's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 197
    View loans »
    Bolivia Loans Fundraising
  • $31,410,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Beatriz to buy quintals of sugar wholesale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 8, 2013
Currency Exchange Loss:
Feb 17, 2014