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José Willian
José is 23 years old and single. He lives with his father, a brother and a cousin, all of whom have always worked the land. José also works in agriculture and now has 12 years of experience. He says he has good values, is very responsible with the commitments he takes on, and that he is well known in the community.

José will buy the materials in the city, for which he has to travel 22 miles in the community’s public transit. The public transit goes by his community four times per day, but many times the buses do not come and it costs a lot to get to the city.

José is requesting a loan from the field partner to buy fertilizer, pesticides and herbicides, to rent fields to grow 3.5 acres of corn and 1.7 acres of beans, and to pay for the labor to clean the fields.

José will use the income from selling the two harvests to provide food for and support his family, who depend almost entirely on these harvests. In addition to providing work for the members of his family, José says that the cultivation of the fields together – as a collective productive activity – brings his family closer together. It also improves their quality of life and increases their income.

José would like to build a better home. He would like to finish the construction of the back part of his house, where there is wall that is damaged. He would also like to improve his education level, because he has only completed ninth grade. He is thinking of doing a “high school diploma by distance” program, which he would go to on Saturdays.
View original language description ↓
José tiene 23 años de edad, es soltero. Solamente vive con el papá, un hermano y una prima los cuales desde que tiene uso de razón siempre han trabajado la tierra, se dedica a la agricultura ya hace mas de 12 años actividad que realiza con una gran experiencia, además de ser una persona de buenos valores y de una personalidad muy responsable con los compromisos que obtiene, en la comunidad es muy conocido.

Él compra los materiales en la ciudad, por lo cual tiene que desplazarse más de 35 kilómetros, distancia que recorre en el transporte colectivo de la comunidad; un transporte que pasa por la comunidad 4 veces durante la trayectoria del día muchas veces estos autobuses no salen y cuesta mucho movilizarse hacia la ciudad.

El préstamo que esta solicitando a Fundación Campo, es para comprar abono, pesticidas, herbicidas, pago de mano de obra por la limpia de los terrenos y el alquiler de los mismos; para cultivar 14,000 metros cuadrados de maíz y 7,000 metros cuadrados de frijol.

Una de las primeras necesidades en satisfacer, es la obtención de ingresos a la familia después de la venta de ambas cosechas, además de asegurar la alimentación y sustento de la familia la cual prácticamente solo depende de esta actividad. A parte de brindar trabajo a los miembros de la misma familia; ya que es una actividad productiva que los une como familia, también mejorara la calidad de vida y una mayor obtención de ingresos.

Su propósito es, construir un mejor hogar, terminar de construir la parte de atrás de la casa ya que hay una pequeña pared que esta averiada. Además, desea mejorar el nivel de educación; ya que planea estudiar por que el solamente estudio hasta noveno grado por lo cual piensa sacar el programa “BACHILLERATO A DISTANCIA”, el cual asistiría solamente los días sábado.



Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 702
    View loans »
    El Salvador Loans Fundraising
  • $25,086,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped José Willian to buy fertilizer, pesticides and herbicides, to rent fields to grow 3.5 acres of corn and 1.7 acres of beans, and to pay for the labor to clean the fields.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 4, 2013
Listed
Jul 8, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014