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Eugénie's Group
In this Group: Eugénie , Félicité, Pauline
This group consists of three people who live in the same district. The representative of the group is named Eugénie (shown in the photo with her hand raised). She is 45 years old and did not attend school. Eugénie is a widow, and is responsible for the care of her three children. Some of her children attend school. Eugénie lives alone with her children.

To meet her various needs, Eugénie has been selling sundries (sugar, milk, soap, etc.) from her home for the past twenty years. She purchases her supplies in a market in Benin. In order to strengthen her business, Eugénie has joined up with the other members of her group to seek their first loan from Alidé.
View original language description ↓
Ce groupe est composé de trois personnes qui résident dans le même quartier. La représente du groupe, nommée Eugénie (celle qui a la main levée sur la photo) est âgée de 45 ans. Eugénie n’a pas fréquenté l’école. Eugénie est une veuve ayant à sa charge ses trois enfants. Parmi les enfants, certains sont scolarisés. Eugénie vit seule avec ses enfants. Pour faire face à ses différents besoins, Eugénie vend des divers (sucre, lait, savon, etc.) à son domicile depuis vingt ans. Eugénie s'approvisionne dans un marché du Bénin. Dans le but de renforcer son activité, Eugénie s’associe avec les autres membres de son groupe pour solliciter un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 508.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Eugénie's Group's $400 loan helped a member to purchase sundries (sugar, milk, soap, etc.) for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jul 9, 2013
Currency Exchange Loss:
Feb 24, 2014